Budgeting and Debt Management

Have you ever wondered where your hard-earned money goes each month?  Would you like to discover ways to spend less and save more?  Do you dream of becoming debt-free?  Christa Cummings, Client Relationship Representative at First Merchants Bank, will reveal the secrets to achieving financial wellness during this informative program.  Topics discussed will include how to create a budget, how to analyze your spending habits to find ways to save money, tips for frugal living, common strategies for eliminating debt, and techniques for repairing, building, and maintaining credit.

Christa Cummings is a Client Relationship Representative at First Merchants Bank in New Palestine. In addition to over twenty years of banking experience, she also served as a librarian and an assistant manager at the Anderson Public Library for several years.  A graduate of New Palestine High School, Butler University, and Indiana University at Indianapolis, she resides in Greenfield with her very cute but mischievous cat, Teddy.